Sport Insurance
Platinum Commercial and General Insurance is able to arrange, place and manage all you sports insurance, sports accident insurance and sports contingency insurance requirements.
Sports Public liability Insurance
Public liability, including participation - this covers your club or association for general liability, and you can choose to include participating players.
Sports Professional indemnity Insurance
Professional indemnity - this covers your written or verbal advice when you act as a sports instructor.
Sports Club & Associations Directors and officers Insurance
Directors and officers insurance cover will provide you with liability cover as an office-bearer in the operation of an association or sporting body.
Sports Travel Insurance
Travel cover - covers teams and officials while travelling, including overseas travel;
Sport Accident Insurance
Amateur sports accident insurance
This type of sports accident insurance policy can cover your organisation's athletes for:
- temporary or permanent disablement
- medical expenses such as physiotherapy, chiropractic hospital and ambulance
- loss of income
- rehabilitation of sporting injuries
Professional sports accident insurance
This type of sports accident insurance policy can cover professional athletes for their loss of income from any source, including their sport, from injury or illness.
Sports managers & Sports agents insurance
Sports Insurance policies can be purchased by others whose income depends on an athlete.
Sport Contingency Insurance
Prize indemnity insurance
You can offer a luxury prize, safe in the knowledge that if someone gets lucky you are covered. Prize indemnity has a wide range of applications such as golf 'hole in one' competition, 'half cout' basketball shots, football 'super kicks' and soccer 'super kicks', perfect bowls scores or a permuation of your very own competition.
Player bonus insurance
With a player bonus insurance policy you can offer your star players a cash bonus to obtain a certain number of goals in a season, or your club to win the final, break a world record or win a podium medal. You simply establish the benchmark and rewards, and let the insurer arrange the policy to carry the risk.
Adverse weather insurance / Pluvius insurance
This type of insurance policy has application for schools, colleges, churches and other community organisations where special events are important for fundraising and where support of such events or activities can be adversely effected by rain. From torrential downpour, drought, gale force winds or even a sudden rise/fall in temperature, if your event depends on weather, adverse weather insurance can provide cover.
Ideal for sporting competitions, school fetes, fairs, races and other fund raising activities.
Death & Disgrace insurance
This insurance typically provides protection against financial loss if one of your sponsored personalities has a tragedy befall them. As an event promoter or sponsoring company you may be exposed to a potential financial loss from commitments already made, or from having to buy media coverage or engage other public relations .
Cancellation insurance / Abandonment insurance
If an event, not within your control, needs to be postponed, relocated or even cancelled, then this insurance can respond and provide protection against loss of expenses and commitment. This insurance is suitable for promoters, sponsors, tour organisers and exhibits.
Non-appearance insurance / Performance insurance Provides insurance protection against financial loss if an insured individual/group is unable to appear in an insured event. Unless otherwise excluded, insurers typically provide cover in the event of accident, sickness, death to the individual/group plus unavoidable travel delays.
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