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Rural and Farm Insurance

Platinum Commercial and General Insurance is able to arrange, place and manage all your Rural and Farm Insurance requirements.  We are able to place a diverse mix of regional and rural products, ranging from Farm Motor, Business, Home and Contents and Motor Vehicle insurance to Workers’ Compensation, Crop, Livestock and Liability insurance.

Farm insurance 

A typical Farm Insurance policy provides ten individual covers for you to choose from:

  • Home & Contents
  • Farm Property
  • Farm Machinery
  • Theft
  • Hay, Livestock, Fencing & Trees
  • Business Interruption
  • Business Liability
  • Machinery Breakdown
  • Personal Income Road Transit
  • Road Transit  

Farm property insurance can typically cover:

  • Farm buildings
  • Farm contents
  • Mobile machinery
  • Fixed machinery
  • Hay, silage and grain
  • Fences
  • Wool
  • Livestock

Livestock insurance 

A Livestock Insurance policy typically enables you to cover your stud stock with a single policy. It provides your livestock insurance cover against:

  • Death due to an accident
  • Death due to an illness or disease
  • Loss of use due to an accident
  • Loss of use due to an illness.

Typically, a Livestock Insurance policy is available no matter how many head of stud stock you carry, you can elect to insure stud cattle, stud rams, ewes or horses.

Crop Insurance

Crop Insurance is a tailored package for Australian grain growers. All major crops can be insured under this cover, which includes features such as:

  • Reducing excess. 
  • Straying stock cover.
  • Re-sowing subsidy.
  • Revision of yield.
  • Agreed value.
  • Deferred payments.
  • Automatic renewal.


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