Public Liability Insurance

Public liability insurance protects you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage of property or ‘pure economic’ loss resulting from your negligence

If your public liability insurance policy is set up correctly the policy should respond paying your legal fees and any judgement the court awards while you continue with your business as usual activities.

Product Liability Insurance

If you sell, supply or deliver goods, even in the form of repair or service, you may need cover against claims of goods causing injury or damage. Product liability insurance covers damage or injury caused to another business or person by the failure of your product or the product you are selling

Product Guarantee Insurance

Platinum Commerical and General Insurance is able to arrange and place all your Product Guarantee Insurance needs for clients around Australia. A Product Guarantee Insurance policy provides a flexible insurance cover for failure of your products to perform as guaranteed.

Product Recall Insurance

Platinum Commerical and General Insurance is able to arrange and place all your Product Recall Insurance needs for clients around Australia. A Product Recall Insurance policy provides a flexible insurance solution for cost of recall of products due to malicious tampering or defects.

Product Tamper Insurance

Platinum Commerical and General Insurance is able to arrange and place all your Product Tamper Insurance needs for clients around Australia.  A Product Tamper Insurance policy provides a flexible insurance solution for Costs incurred and loss of income due to malicious product tamper.

Broadform Liability Insurance

A Broadform Liability Insurance policy typically indemnifies the insured for legal liability that arises from personal injury or damage to property that occurs during the period of insurance in relation to the business, subject to the policy exclusions. It also covers the defence costs that are incurred in respect of the claim.  This type of policy generally includes cover for both Public Liability and Product Liability insurance. 

Corporate Liability Insurance

Corporate Liability provides liability insurance solutions for businesses that recognise the value that a sound Quality Assurance system adds to reducing their liability exposure. Corporate Liability provides insurance for most manufacturing risks, but specifically:

• chemicals
• transport equipment
• agricultural machinery
• food and beverages
• stockfeed
• over the counter pharmaceuticals
• metal, wood, paper, plastic and rubber products