Associations, Not-For-Profits (NFP) & Non Profit Organisations Liability Insurance

Platinum Commercial and General Insurance is able to arrange, place and manage all your Associations, Not-For-Profits and Non Profit Organisations Liability Insurance.

This type of Liability Insurance is specifically tailored for Associations, Not-For-Profits & Non Profit Organisations. This insurance will typically provide cover for a company, entity, body, committee, council, club, association, trust or other enterprise whether incorporated or unincorporated that is exempt from the payment of income tax under State or Federal law policy. 

Associations, Not-For-Profits and Non Profit Organisations Liability Insurance combines special features into an insurance policy designed to protect both the assets of the Associations, Not-For-Profits & Non Profit Organisations and their officers, including any past or present or future director, secretary, officer, trustee, committee member or Employee of the Association. 

This type of Liability Insurance policy typically includes the following features:

• Reinstatement of policy limit.
• Continuous cover.
• Fines and penalties cover up to a specified limit for specific types of penalties.
• Tax investigation costs cover up to a specified limit to assist the Insured in meeting their accountants or tax agents costs in the event of receiving an Australian Taxation Office Notice regarding their liability to pay income tax, GST, Sales tax etc.
• Professional indemnity cover.
• Directors and Officers (D&O) cover for the directors and officers.
• Entity cover for the organisation.
• Employment practices liability cover for the entity and the directors and officers of the organisation.
• Cover for the Associations, Not-For-Profits & Non Profit Organisation’s volunteers.
• Fidelity cover up to a specified limit.

Associations, Not-For-Profits and Non Profit Organisations Liability Insurance may also include cover for the following types of claims where agreed with the Insurer:

• Unintentional defamation.
• Loss of or damage to Documents which were in the Insured’s physical custody or control at the time of loss or damage.
• Unintentional infringement of any patent, copyright, design or trademark or plagiarism.
• Unintentional breach of confidentiality.
• Unintentional breach of Part V of the Trade Practices Act 1974 or corresponding sections of the Fair Trading legislation enacted throughout Australia (excluding criminal liability).